The Randomness of the Markets Explained

The Randomness of the Markets Explained

March 10, 2023 Last month we looked at the different sectors of the US stock market and could see the variability of returns of each sector from month-to-month and over the longer term, from one year to the next. This month, we are looking at different asset classes...
How Much is Enough to Retire

How Much is Enough to Retire

March 6, 2023 A recent Bloomberg article, “How Much Do Investors Say They Need to Retire? At Least $3 Million”, noted that roughly two-thirds of investors they polled wanted between $3 million and $5 million as a nest egg before they retire. $3 million to $5 million...
Sector Flip Flop

Sector Flip Flop

  February 15, 2023 Many investors will look at historical returns to determine what may be a profitable investment for the future. This could be choosing a stock, fund, or sector of the market to invest in. When looking at historical data, it can be easy to...
Fear of Missing Out, Part II

Fear of Missing Out, Part II

Almost 2 years ago in our March 2021 newsletter, we discussed the fear of missing out when investing. This was a time when cryptocurrency and MEME stocks were all the rage and made the idea of investing seem like an easy way to get rich. Did they get rich? For most...
A Financial Well Check

A Financial Well Check

January 15, 2023 Many set goals for a new year, such as eating healthier, reading one book a month, getting in better shape, … the list goes on and is specific and unique to everyone. At Prato Capital, we see the start of every new year as a great time to review and...
Predictions and Hindsight

Predictions and Hindsight

2022 was a difficult year for investors. Both the stock and bond markets have entered bear market territory and many investors are looking for some relief as we start 2023. As stock market predictions come in for 2023, we caution investors about putting much faith in...
New Communications for January

New Communications for January

Happy New Year from Prato Capital. Our best wishes to all of our clients for a healthy and prosperous future as we start 2023. A small but exciting change is starting at Prato Capital with the Prato Perspective page on our website. This will be a new hub for our...
Is the Fed Right?

Is the Fed Right?

Since the start of this year, many commentators and analysts have been asking this very question – Is the Fed getting it right? They continue with more questions: Are interest rates being raised too fast? When will rates decrease? Will high interest rates drive the...
Is the Fed Right?

What is PCM doing with Fixed Income?

November 18, 2022 Over the past few months, we have discussed how the markets have been driven by news of inflation and interest rates. Many of our recent conversations with clients have revolved around these topics and specifically the fixed-income portion of their...
What’s Behind the CPI?

What’s Behind the CPI?

October 20, 2022 The Consumer Price Index The Consumer Price Index (CPI) is defined as “a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services.”1 The US Bureau of Labor Statistics releases the...