Looking for Stock Market Predictions

The financial media outlets making predictions for which stocks will outperform in the New Year. Your neighbor offering a hot tip that will be the “next Google”. These 2 scenarios often come with very similar results. These scenarios start with using your money (not...

Preparing for Hazards to your Financial Plan.

  Everybody should have a financial plan. At Prato Capital Management, our focus is on guiding our clients to reach their financial goals with a Financial Life Plan. While the investments provide the growth for a financial plan, other aspects of your financial...

My Financial Planning Story. 11/22/19

In November of 2012, the airline I worked for declared Chapter 11 bankruptcy and as many other companies have done previously, the employees were not spared in the process. The last blog post on the Prato Capital website described financial fears and doubts. There was...

Why Have A Financial Plan 11/15/19

Why Have a Financial Plan? Many have fears and doubts about their financial future. Doubts of saving, “Have I done enough?”. Fear of spending in retirement, “Will I run out of money?”. There seems to be a perception that a financial plan is only for the wealthy or for...