Prato Perspectives
Some thoughts and insights for the long term investor
Dumb Money
The new blockbuster film, ” Dumb Money” gives us the inside scoop at how investors helped the prices of short-term “meme stocks” skyrocket. Should long-term investors buy into the “get rich quick” hysteria? It’s not everyday, a short squeeze stock becomes the central…
RMD’s
May 5, 2023 Few people think about Required Minimum Distributions (RMDs) until they have to. Required Minimum Distribution (RMD) Requirements Generally, RMDs are the minimum amount of money that a person must withdraw from a retirement account each year when reaching…
Interest Rates and Your Portfolio
April 6, 2023 Everyone has an opinion on what the Federal Reserve should do with interest rates during their next meeting in May. Analysts and economists are dissecting every word said by Fed officials trying to get a head start and advantage before any announcement…
The Randomness of the Markets Explained
March 10, 2023 Last month we looked at the different sectors of the US stock market and could see the variability of returns of each sector from month-to-month and over the longer term, from one year to the next. This month, we are looking at different asset classes…
How Much is Enough to Retire
March 6, 2023 A recent Bloomberg article, “How Much Do Investors Say They Need to Retire? At Least $3 Million”, noted that roughly two-thirds of investors they polled wanted between $3 million and $5 million as a nest egg before they retire. $3 million to $5 million…
Sector Flip Flop
February 15, 2023 Many investors will look at historical returns to determine what may be a profitable investment for the future. This could be choosing a stock, fund, or sector of the market to invest in. When looking at historical data, it can be easy to…
Fear of Missing Out, Part II
Almost 2 years ago in our March 2021 newsletter, we discussed the fear of missing out when investing. This was a time when cryptocurrency and MEME stocks were all the rage and made the idea of investing seem like an easy way to get rich.
A Financial Well Check
Many set goals for a new year, such as eating healthier, reading one book a month, getting in better shape, … the list goes on and is specific and unique to everyone. At Prato Capital, we see the start of every new year as a great time to review and update our client’…
Predictions and Hindsight
2022 was a difficult year for investors. Both the stock and bond markets have entered bear market territory and many investors are looking for some relief as we start 2023. As stock market predictions come in for 2023, we caution investors about putting much faith in an…
Clear Thoughts on an Unclear Market 8/15/19
Good Afternoon, Summer is coming to an end and the swings in the stock market this week will confuse those that are not willing to trust history as a guide and are vulnerable to noisy media. …
Was today an Overreaction? 8/5/19
Good Afternoon, Hope you had a great weekend!A short note today, since we saw some reactions or overreactions in the stock markets to the latest news of the ongoing trade dispute with China. Although today was difficult to watch…
Note from Prato 5/14/19
Hello Friend , We hope this note finds you well. On a very “busy” day in the markets we wanted to pass on a quick, “what are we thinking” note. Our apologies in advance for the impersonal nature of his letter but…