Dumb Money

Dumb Money

The new blockbuster film, “Dumb Money” gives us the inside scoop at how investors helped the prices of short-term “meme stocks” skyrocket. Should long-term investors buy into the “get rich quick” hysteria? It’s not everyday, a short...
RMD’s

RMD’s

May 5, 2023 Few people think about Required Minimum Distributions (RMDs) until they have to. Required Minimum Distribution (RMD) Requirements Generally, RMDs are the minimum amount of money that a person must withdraw from a retirement account each year when reaching...
Interest Rates and Your Portfolio

Interest Rates and Your Portfolio

April 6, 2023 Everyone has an opinion on what the Federal Reserve should do with interest rates during their next meeting in May. Analysts and economists are dissecting every word said by Fed officials trying to get a head start and advantage before any announcement...
The Randomness of the Markets Explained

The Randomness of the Markets Explained

March 10, 2023 Last month we looked at the different sectors of the US stock market and could see the variability of returns of each sector from month-to-month and over the longer term, from one year to the next. This month, we are looking at different asset classes...
How Much is Enough to Retire

How Much is Enough to Retire

March 6, 2023 A recent Bloomberg article, “How Much Do Investors Say They Need to Retire? At Least $3 Million”, noted that roughly two-thirds of investors they polled wanted between $3 million and $5 million as a nest egg before they retire. $3 million to $5 million...
Sector Flip Flop

Sector Flip Flop

  February 15, 2023 Many investors will look at historical returns to determine what may be a profitable investment for the future. This could be choosing a stock, fund, or sector of the market to invest in. When looking at historical data, it can be easy to...
Fear of Missing Out, Part II

Fear of Missing Out, Part II

Almost 2 years ago in our March 2021 newsletter, we discussed the fear of missing out when investing. This was a time when cryptocurrency and MEME stocks were all the rage and made the idea of investing seem like an easy way to get rich. Did they get rich? For most...
A Financial Well Check

A Financial Well Check

January 15, 2023 Many set goals for a new year, such as eating healthier, reading one book a month, getting in better shape, … the list goes on and is specific and unique to everyone. At Prato Capital, we see the start of every new year as a great time to review and...
Predictions and Hindsight

Predictions and Hindsight

January 4, 2023 2022 was a difficult year for investors. Both the stock and bond markets have entered bear market territory and many investors are looking for some relief as we start 2023. As stock market predictions come in for 2023, we caution investors about...
New Communications for January

New Communications for January

 Happy New Year from Prato Capital. Our best wishes to all of our clients for a healthy and prosperous future as we start 2023.A small but exciting change is starting at Prato Capital with the Prato Perspective page on our website. This will be a new hub for our...